If you are starting or are currently running a business, are you sure you that you have the right cover in place for your business needs?

It’s always best to seek advice on the cover that is required and ensure that you obtain competitive premiums with the best cover

Key areas of commercial insurance are:

Public liability insurance – covers claims arising from liability for injury to a person outside of your employment or damage to their property.

Employers’ liability insurance – if you have one or more employees this is a legal requirement and covers potential claims arising from your liability for employee illness, injury or death.

Professional indemnity insurance – covers claims arising from negligence or bad advice in work done for a client

There are may other important areas of insurance cover that need to be considered so please do not hesitate to contact Firstxtra* with your enquiry

*We will refer you to another authorised adviser who will provide advice in these areas