We see on a regular basis, clients who
don’t have the correct home and contents insurance in place. This can be
anything from being under-insured, not having specific valuable items covered,
not having flood cover, no trace and access cover, very high excesses and
requirements for you to not leave the home for the cover to be valid. All sorts
of horror stories!
We have a specialist Home and Contents insurance adviser who can
talk you through the different options and what is available and if you need
more specialist cover then we work alongside companies that can help.
Some covers that we have completed for clients include;
Thatched roofs
Flat roofs
High personal possession cover – Jewellery, Watches, paintings
Grade 2 listed
Flood risk area
Buy to Let – including portfolio landlords
Holiday let
New build properties
Unoccupied for over 30 days
We would also recommend in most cases that Home emergency and Legal expenses are taken out with the policy for added protection. However, every circumstance is different, and our specialist adviser Emma Hall is here to guide you on what will be the correct policy for your needs.
