How would your family
survive if the worst
How would your family survive if the worst happened and you died tomorrow?
It’s a tough question, but it’s a good question to ask when you are taking out a large debt against your home. Often, people leave it too late to ensure that their home and family would be protected against the risk of death, and can leave more than just emotional pain behind.
Life insurance generally pays out a cash lump sum if you die within the term of the policy. Cover is usually on a level or decreasing basis.
Level Term Assurance
Decreasing Term Assurance
Family Income Benefit
Pays out a monthly income rather than a lump sum. Can be used for replacing a lost salary or paying for ongoing costs such as childcare, school fees and general household outgoings.
It’s our professional responsibility to ensure that your home and family are protected and that you are aware of the risks involved with taking on a mortgage. We can discuss and help assess your circumstances with you to discover if Life Assurance is relevant for you and what level of cover would be most appropriate.
Please contact us to discuss your Life Insurance requirements
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SEE HOW FIRSTXTRA
Long established family run business
Providing personal, professional and honest advice, putting the customers best interests at the heart of everything we do.
Award winning for Quality and Service
This is shown by the number of 5 star reviews we receive on the independent site Feefo.
We are personable and friendly
We provide a fully individual and bespoke service to each customer and we genuinely care about your experience.
Taking the hassle out of the process
Making it as simple and stress free
as possible for you.
We don’t just do Mortgages!
We also provide you with bespoke family and home protection products.
On hand to contact
We will be there through the life of your mortgage and protection policies with immediate response times.
Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority