Turn your Home Ownership
dream into Reality

Highly experienced, trusted and professional advisers for mortgages, family protection insurance and home and contents insurance.






Low Deposit Mortgages

Are you eager to step into the world of homeownership but worried about having a substantial deposit? Look no further – our Low Deposit Mortgages are designed to help you open the door to your dream home without the financial stress. At Firstxtra, we believe that everyone deserves the opportunity to own a piece of paradise, and we’re here to make that a reality for you.

With high house prices across most areas of the UK it makes it much harder to get the home you really desire. Many of you are either in a home with little equity available, you could currently be renting with high outgoings and struggling to save a large deposit, or you may be doing all you can to save but finding it hard with the cost of living.

This is where low deposit mortgages can help you. We access to many lenders who offer mortgages if you get access to a 5% deposit. Of course, in most scenario’s the larger your deposit increases your chances of securing a mortgage and at a more preferential rate but we all have to start somewhere and wouldn’t it be better to be paying your own mortgage rather than someone else’s?

We can choose from a range of deposit percentages that suit your financial situation. We’ll work with you to find the best fit for your needs along with guiding you through the entire process answering any questions you may have along the way.

If you would like a no obligation chat then please click on the Enquire now button or fill out the Quick Call back form to see how we can help you.

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Why FirstXtra?

Long established family run business

Providing personal, professional and honest advice, putting the customers best interests at the heart of everything we do.

Award winning for Quality and Service

This is shown by the number of 5 star reviews we receive on the independent site Feefo.

We are personable and friendly

We provide a fully individual and bespoke service to each customer and we genuinely care about your experience.

Taking the hassle out of the process

Making it as simple and stress free
as possible for you.

We don’t just do Mortgages!

We also provide you with bespoke family  and home protection products.

On hand to contact

We will be there through the life of your mortgage and protection policies with immediate response times.


Found your dream home but not sure if you can afford it?

Find out how much you can expect to pay back with our free mortgage calculator tool.

Simply enter the mortgage amount, your deposit, interest rate and the term of the mortgage and we will calculate the estimated monthly repayments for you based on the information you provide.

Mortgage Calculator
  • This information is a guide only and should not be relied on as a recommendation or advice, that any particular mortgage is suitable for you.
  • All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender.
  • You should make an appointment to receive mortgage advice which will based on your needs and circumstances.


Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority