Are you a contractor or IT contractor and finding it difficult to get a mortgage or are worried about getting a mortgage?
You need not worry – all you require is professional and expert advice and Firstxtra are vastly experienced in this area and have access to several lenders who can provide mortgages for contractors. We are also ideally situated in our Geographical location, being at the heart of the M4 corridor we deal with this every day.
A full range of mortgages for contractors are available, with the mortgages offered being no different to those offered to other types of customers. This means the deposit required, the choice of repayment period and the interest rates available are the same. The only difference is that not all lenders are prepared to offer IT contractor mortgages, however, the number who do is growing – you just have to know where to look!
It’s very important that you seek the advice of a professional mortgage broker because they can provide advice on a comprehensive range of mortgages and, in particular, be aware of the different criteria from lender to lender in respect of how they calculate the overall income to determine the maximum amount available to be borrowed.
We specialise in mortgages for contractors in Newbury, Thatcham, Hungerford, Reading, Oxford, Abingdon, Didcot, Wantage, Basingstoke, Andover and Swindon. We are also more than happy to help you if you live further afield.
Contact Firstxtra to speak to one of our highly skilled mortgage advisers who will help guide you through your contractor mortgage options.