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With the global pandemic posing many questions, including those around travel, many of us are taking the next steps towards buying a permanent holiday home. With many of us taking the leap and looking to purchase a home in the UK. Now is the perfect time. 

For many people, the idea of having a ‘home from home’ where they can escape the hustle and bustle of everyday life for a long weekend away has never been more appealing. A UK based holiday home offers many benefits, plus if we have any future pandemics (fingers crossed we avoid this) they are a good spot to settle down, lock you and your family in for a series of at home adventures and walks. 

As an added bonus to owning a holiday home can also present a potentially profitable investment opportunity for those looking to capitalise on the recent ‘staycation’ boom. Providing a holiday home they can use and also rent out, as this market is on the rise, with no signs of slowing down.

Now once you’ve found and chosen your ideal holiday home, be it in Scotland, Wales, The Lakes, Devon, Dorset or Cornwall to name but a few! (The UK really has some excellent spots) your next step will be negotiating your finances and the mortgage. At Firstxtra we are here to help, with a team who have experience in not only standard residential mortgages, but holiday home/holiday let mortgages. We’re abreast of the current financial market, so we can guide and advise you to the very best of our knowledge. Saving you time, and hopefully money, in the long run.

Holiday home/let mortgages have a reputation of being difficult to arrange, whilst tricky and a known complex process they are possible and our trained, skilled advisors are here to guide you through the journey. Did you know that a holiday let/home mortgage depends on a lot of factors? These include how the holiday home will be used, where it is located, the rental income it would achieve and also how you plan to use it? We can help you sort through this minefield.

A Firstxtra mortgage advisor has specialist knowledge of this complex mortgage market to find a way to finance a holiday home/let purchase. We can discuss the most affordable options for you and assess your current financial requirements. We’re here to make your holiday home dream a reality as simply and pain free as possible.

As a long established family owned business with professional advisers we have been trading for over 20 years with a team of highly skilled and enthusiastic professional advisers and administrators who specialise in mortgages and protection insurance.Get in touch with us today to find out how our specialists can start your journey and make your holiday home dream a reality.

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