As mentioned above we have seen in the past that January is a month to reflect on the past year and plan for the New Year.
What’s your plan this year, are you one of the many that your current fixed rate is due to expire?
Are you a First time buyer looking to get on the property market? An investor looking to purchase a BTL property? Moving home? Buying a shared ownership? Help to Buy new build scheme? Capital raising re-mortgage for home improvements? (There are many other schemes available to suit your requirements)

At Firstxtra we can assist you with all the above schemes and have specialist advisers in each area of the business to advise on the correct product and lender for your needs from a choice of over 44 mortgage lenders.

Your property may be repossessed if you do not keep up repayments on your mortgage.

A fee of £149 is payable on application of the mortgage and £200 on issue of the mortgage offer. There may be a further fee payable on mortgage offer of up to £250. The overall amount of the fee is dependent on the amount of research and administration that is required.

The Financial Conduct Authority does not regulate some forms of Buy to Let.

The information contained within was correct at the time of publication but is subject to change.