Firstly if you have set up your own business or are self employed congratulations on going out on your own successfully! When it comes to mortgages however this might not be as celebrated, but here at Firstxtra we’re to help you navigate the world of mortgages and...

House prices lifted 1.2% last month to an average of £328,610 as the market rebalances after the partial end of the stamp duty holiday, according to the latest e.surv Acadata House Price Index. This translates to a 3.6% annual rise, but the survey points out there are...

With the global pandemic posing many questions, including those around travel, many of us are taking the next steps towards buying a permanent holiday home. With many of us taking the leap and looking to purchase a home in the UK. Now is the perfect time.  For many...

Coming to the end of your current mortgage deal doesn’t have to cause stress, welcome this as an opportunity to refocus and assess your financial situation. This is a formative period with your finances, a time to look at your overall financial health, where if you...

Now that the government has introduced a new scheme to help buyers with a low deposit, we’re here to break it down and explain the intricacies of the low deposit mortgage and why it might just be the right option for you...   Essentially you are now able to purchase a...

Buying a property is one of the biggest purchases you will make in your life. It can also be one of the most stressful times, with so many different factors to take into consideration. Thankfully FirstXtra are here to help! We have an expert team on hand who know...

Yesterday we saw the Bank of England cut interest rates by 0.5% from 0.75% to 0.25% in and emergency move to shore up the economy amid the coronavirus outbreak. How will this effect you? In most cases not a great deal at all. The sudden cut in the Bank rate will...

So, you are looking to buy a new home - congratulations! The process can come across as a daunting prospect and it is sometimes hard to know where to begin.  Here are the 7 things to consider when buying a new home and how Firstxtra can help make the experience of...

We see on a regular basis, clients who don't have the correct home and contents insurance in place. This can be anything from being under-insured, not having specific valuable items covered, not having flood cover, no trace and access cover, very high excesses and...

We are pleased to announce that the winner of our annual prize draw for 2018 was Claire Lachacz (centre) from Newbury. Claire and her family were the very excited recipients of a £500 luxury John Lewis hamper after being randomly chosen from over 150 clients who had...

Many of you will know that we are part of one of the UK's largest Financial networks with currently over 600 firms Nationwide. I am pleased to announce that as of going to press we are currently running in 3rd place Nationally as a firm which is a fantastic...

Prices rose again in December – for the fifth month in a row – up 0.3%, or £875. Annual price growth continued to slow, however, and stands at its lowest level since April 2012, at just 0.6%.  In nominal terms, average house prices are up by £1,690 over the last...

Well what a year 2018 was for the team at Firstxtra, it was our busiest and best yet! We submitted in excess of £317 million worth of mortgages for 2018 which is a staggering amount and around £50 million more than the previous year! Our type of client is very...

So, what does January mean to you? For many it is a great time to take a look at your financial situation and to make plans for the coming year. Are you looking to secure your mortgage payments, make home improvements, move home, update or improve your insurance...

How far would you get on £89.35 per week? If you became too ill to work, you’d soon find out. You might be surprised to find that Statutory Sick Pay is only £89.35* per week. Enough to fill up your car maybe, but how far through the week would you get? It could pay to...

Well what a year 2017 was for the team at Firstxtra, the busiest yet! We submitted in excess of £250 million of mortgages for 2017 which is a staggering amount! We have helped a wide variety of customers from First time buyers, Homemovers, Investment purchases and...

As mentioned above we have seen in the past that January is a month to reflect on the past year and plan for the New Year. What's your plan this year, are you one of the many that your current fixed rate is due to expire? Are you a First time buyer looking to get on...

Introduction from our MD, Chris Hall A very warm welcome to our first newsletter of 2019. So 2018 has been and gone, I hope that you all had a good year and best wishes for a great 2019. Let's hope we get a decision on Brexit and we can all continue with our lives as...

How far would you get on £89.35 per week? If you became too ill to work, you’d soon find out. You might be surprised to find that Statutory Sick Pay is only £89.35* per week. Enough to fill up your car maybe, but how far through the week would you get? It could pay to...