Coming to the end of your current mortgage deal doesn’t have to cause stress, welcome this as an opportunity to refocus and assess your financial situation. This is a formative period with your finances, a time to look at your overall financial health, where if you choose the right path you, and your bank balance, can come out on top.
We understand, it can be a complicated process to re-mortgage your home, but it doesn’t have to be. There are many people that stay with their current lender for ease and to save time (which we can also handle on your behalf). Whilst we can see the appeal in this with less fuss, less time constraints. paperwork etc, however the market is full of other products that could save you money in the long run, so it’s worth shopping around. It really can be simple and beneficial for you, you will just need to assess and review the current market, to find a new mortgage deal worth switching for. This is where the experienced adviser team at Firstxtra can come in!
The mortgage market is a complicated affair and with so many products available it can be a very daunting prospect to find the product that is right for you. If you are looking for a comprehensive mortgage and remortgage advice service, we’re here to help, it’s what we do. A Firstxtra mortgage advisor can search the market for money saving deals with other lenders and make the process of re-mortgaging a whole lot less complicated. By tailoring the right deals for you and your needs, they know the market, the ins and outs and where to look!
Whether you are just looking for a new rate as yours is expiring or you may be looking to raise capital to complete home improvements, build that dream garden room, raise a deposit for an investment property or even to consolidate debt that you may have built up, we can certainly help with all the above.
Our small, dedicated team at Firstxtra will search our comprehensive range of mortgage providers for you to make sure that you are getting the best advice to remortgage your home. As a bonus, we also have access to exclusive rates that are only available to certain brokers that you would not be able to get on the high street, this is through years of tried and tested service.
To start the process keep in mind that most lenders will now offer free valuation, free basic legal work and if they have an arrangement fee then this can be also added to the loan. There are also many mortgages available with no arrangement fees. We advise everyone, not only our clients, that it is always important to review any existing insurance policies when you re-mortgage your home. This makes sure that you have the correct policies in place to protect your home and family. It goes without saying that we will automatically do this as part of our service.
So, if you have any more questions on or based around remortgaging, or would like to get in touch about another financial matter, please do here – we’re happy to help. We are the specialist re-mortgage broker in Newbury, Thatcham, Hungerford, Reading, Oxford, Abingdon, Didcot, Wantage, Basingstoke, Andover and Swindon. We are also more than happy to help you if you live further afield, just let us know.
The information contained within was correct at the time of publication but is subject to change.