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Talk to our specialist
shared ownership advisers

Highly experienced, trusted and professional advisers for mortgages, family protection insurance, wills and home and contents insurance.

INTRODUCTION

OUR GUIDE

WHY FIRSTXTRA?

CALCULATOR

FAQS

Shared Ownership Mortgages

Here at Firstxtra we work with a number of large local Housing Associations to provide their clients with the best possible advice on purchasing a shared ownership property with a mortgage. We have specialist shared ownership advisers who have many years experience in this area and will guide you to the right mortgage product.

Our advisers can be flexible and are happy to discuss your requirements over the phone or face to face depending on your location.

Shared Ownership offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.

Most lenders would require you to have a 5% deposit of the share that you are purchasing but in some case 100% borrowing could be achievable depending on your circumstances and whether the Housing association would allow this.

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DOWNLOAD OUR SHARED OWNERSHIP
MORTGAGES GUIDE

Why FirstXtra?

Long established family run business

Providing personal, professional and honest advice, putting the customers best interests at the heart of everything we do.

Award winning for Quality and Service

This is shown by the number of 5 star reviews we receive on the independent site Feefo.

We are personable and friendly

We provide a fully individual and bespoke service to each customer and we genuinely care about your experience.

Taking the hassle out of the process

Making it as simple and stress free
as possible for you.

We don’t just do Mortgages!

We also provide you with bespoke family  and home protection products.

On hand to contact

We will be there through the life of your mortgage and protection policies with immediate response times.

MORTGAGE PAYMENT CALCULATOR

Found your dream home but not sure if you can afford it?

Find out how much you can expect to pay back with our free mortgage calculator tool.

Simply enter the mortgage amount, your deposit, interest rate and the term of the mortgage and we will calculate the estimated monthly repayments for you based on the information you provide.

Mortgage Calculator
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Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender’s terms.

SEE HOW FIRSTXTRA
CAN HELP.

Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority

First Time Buyer

Remortgage

Moving House

Low Deposit

Buy to Let

Shared Ownership

Self Employed

Life Insurance

Critical Illness Cover

Income Protection

Home Insurance

About us

Meet the Team