Talk to our specialist
shared ownership advisers
Highly experienced, trusted and professional advisers for mortgages, family protection insurance and home and contents insurance.
Shared Ownership Mortgages
Here at Firstxtra we work with a number of large local Housing Associations to provide their clients with the best possible advice on purchasing a shared ownership property with a mortgage. We have specialist shared ownership advisers who have many years experience in this area and will guide you to the right mortgage product.
Our advisers can be flexible and are happy to discuss your requirements over the phone or face to face depending on your location.
Shared Ownership offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.
Most lenders would require you to have a 5% deposit of the share that you are purchasing but in some case 100% borrowing could be achievable depending on your circumstances and whether the Housing association would allow this.
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Long established family run business
Providing personal, professional and honest advice, putting the customers best interests at the heart of everything we do.
Award winning for Quality and Service
This is shown by the number of 5 star reviews we receive on the independent site Feefo.
We are personable and friendly
We provide a fully individual and bespoke service to each customer and we genuinely care about your experience.
Taking the hassle out of the process
Making it as simple and stress free
as possible for you.
We don’t just do Mortgages!
We also provide you with bespoke family and home protection products.
On hand to contact
We will be there through the life of your mortgage and protection policies with immediate response times.
MORTGAGE PAYMENT CALCULATOR
Found your dream home but not sure if you can afford it?
Find out how much you can expect to pay back with our free mortgage calculator tool.
Simply enter the mortgage amount, your deposit, interest rate and the term of the mortgage and we will calculate the estimated monthly repayments for you based on the information you provide.
- This information is a guide only and should not be relied on as a recommendation or advice, that any particular mortgage is suitable for you.
- All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender.
- You should make an appointment to receive mortgage advice which will based on your needs and circumstances.
SEE HOW FIRSTXTRA
Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority